Apply For Gold Loan
At Khalsa Private Money Lenders, we offer fast, secure, and hassle-free Gold Loan Services to meet your urgent financial needs. Whether you need funds for personal emergencies, business requirements, or any other purpose, your gold can help you unlock instant liquidity.
Benefits of Taking a Gold Loan
🔶 Quick Processing & Instant Disbursal
Gold loans are one of the fastest ways to access funds. Minimal documentation and same-day disbursal.
🔶 Low Interest Rates
Compared to personal or unsecured loans, gold loans often come with lower interest rates.
🔶 No Credit Score Required
Since your gold is the collateral, your credit score is not a major factor in loan approval.
🔶 High Loan Amount Based on Gold Value
You can get a high loan amount depending on the purity and weight of your gold.
🔶 Flexible Repayment Tenure
Choose repayment plans that suit your financial situation – from short-term to long-term options.
Why Choose Our Gold Loan Service?
✅ Instant Approval & Disbursal
Get your loan approved and funds disbursed within minutes.
✅ Attractive Interest Rates
Competitive and transparent interest rates with no hidden charges.
✅ Safe & Secure Vaults
Your gold is stored safely in high-security vaults, ensuring complete peace of mind.
✅ Flexible Repayment Options
Choose from a variety of repayment schemes tailored to your needs.
✅ High Loan-to-Value (LTV) Ratio
Get the maximum value for your gold as per current market rates.
✅ Trusted & Confidential Service
We ensure your privacy and handle every transaction with utmost discretion.
Gold Loan Calculator
Note: This is an approximate value of gold loan per gram. The final value will depend upon the gold valuation done by our appraiser in the branch.You are eligible for a loan of:
$ 0
Why Choose a Gold Loan from Khalsa Private Money Lenders?
Trusted & Reputed Lender
Khalsa Private Money Lenders has built a strong reputation for reliability and customer-centric services.
Quick & Hassle-Free Process
We value your time. Enjoy instant loan approvals with minimal paperwork.
Attractive Interest Rates
We offer competitive rates to make borrowing affordable for you.
Maximum Value for Your Gold
Get the highest Loan-to-Value (LTV) ratio based on current gold market prices.
100% Secure Storage
Your gold is safely kept in high-security vaults with full insurance coverage.
Flexible Repayment Options
Choose repayment terms that suit your financial situation with no hidden fees. .
Gold loan is a very convenient
solution for your financial needs
Quick loan disbursals
Minimal documentation
Transparent interest rates
Complete safety of jewellery
Multiple Tenure Options
Part payment options
Why Choose Us?
Trusted Name in Finance With years of experience, Khalsa Private Money Lenders is a well-known and reliable name for gold loan services. Fast Loan Disbursal Walk in with your gold, walk out with cash or bank transfer in under 30 minutes. High Loan Value We offer up to 100% of your gold's market value, giving you maximum funds when you need them. Lowest Interest Rates We provide competitive rates with flexible repayment plans to ease your financial burden. Zero Hidden Charges 100% transparency – no surprise fees or hidden costs.
Gold Loan FAQs
A gold loan is a secured loan where you pledge your gold ornaments or coins as collateral to get funds quickly.
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You can get up to 100% of the gold’s market value, depending on purity and current rates.
At Khalsa Private Money Lenders, the entire process takes as little as 30 minutes with minimal documentation.
You only need a valid Australian ID proof or Passport address proof.
Yes, your gold will be stored in high-security, fully insured vaults until the loan is repaid.
We offer flexible repayment options and can assist with extensions. However, if repayment is delayed beyond the agreed period, the gold may be auctioned after prior notice.
No, gold loans are secured by your gold, so no credit check is needed.
Yes! You can prepay or foreclose your loan without any additional charges.
Yes, top-up loans are available depending on the value of the pledged gold and repayment history.
You can receive the amount in cash (as per legal limits) or through a bank transfer directly to your account.
Customer Support
On-Call Support
0404 799 233
info@khalsaprivatemoneylenders.com.au
Our Location
1468 Thompson Road, Cranbourne East, VIC 3977
Gold Loan Eligibility Criteria
A person’s age must be between 18 - 70 years
Have a valid Identity and address proof